TERMS
Term life insurance offers simple, affordable coverage for a fixed time like 10, 20, or 30 years. If the insured person passes away within this timeframe, their loved ones get a payout. It's cost-effective and ideal for temporary needs, such as settling a mortgage or supporting kids until they grow up.
ROP
Enjoy peace of mind with our Term Policy, valid for 10, 20, or 30 years. If you outlive the term, you get all your money back. It's a perfect deal if you keep up with the payments. After the term, you can get a new policy or save the money for future expenses. We recommend choosing a permanent policy with Return of Premium (ROP) for continuous coverage that protects your future.
WHOLE LIFE
Whole Life Insurance - This is permanent insurance covering you for life. It builds cash value you can borrow from or use to cover premiums. It’s pricier than term insurance but offers lasting protection and is ideal for leaving a legacy or meeting long-term financial commitments.
UNIVERSAL LIFE
Universal life insurance is a lasting coverage option with flexible premiums and benefits. It has a savings part that accrues on a tax-deferred basis, which you can use for premium payments or take out cash. You can also change your coverage amount and what you pay for the policy. This insurance suits anyone wanting to adapt their plan and payments to financial shifts.
FINAL EXPENSE WL UP TO $50,000
Final Expense Whole Life Insurance offers a quick way to get coverage without a medical exam—just answer some health questions to apply. While this convenience may mean higher premiums than traditional life insurance, it's a great choice for hassle-free protection.
GUARANTEED ISSUE
Guaranteed issue life insurance is a type of life insurance that is available to anyone, regardless of health or age. The premiums for guaranteed issue life insurance are typically higher than other types of life insurance, and the death benefit is often limited. Guaranteed issue life insurance can be a good option for those who have been denied coverage elsewhere or who cannot qualify for traditional life insurance due to health issues.
Finding the right insurance policy might seem overwhelming, but don't worry! We're here to guide you straight to a policy that perfectly fits your unique needs. Book your consultation today, and let's start the journey to find your ideal insurance.
As time passes, our health inevitably undergoes transformations, which are a natural part of the aging process. Understanding this, our Whole Life Final Expense insurance has been meticulously designed to cater to the distinct health requirements that emerge as you grow older. This tailored policy provides a sense of security with coverage options that extend up to $50,000.
What makes our offering exceptional is that obtaining this cover does not involve any medical examinations, thereby simplifying the process and making it hassle-free. Instead, all that's required of you is to answer a handful of straightforward questions. This ensures that you're able to secure the necessary financial protection without the need for complex paperwork or invasive procedures.
If you're curious about what your personalized rate would look like, we've made the process incredibly easy for you. With just a click, you can initiate the journey to acquire your quote.
Here are some of the reasons why our clients want life insurance protection while yours could be slightly different:
Protect your business from the sudden loss of a partner.
Easily pay off any mortgages, whether they’re for business or personal matters.
Ensure funeral expenses are taken care.
Maintain your family's standard of living by making up for lost earnings.
Save for your child's college tuition.
Enjoy a comfortable retirement.
Strengthen the future of your business.
Leave a financial safety net for your family.
Free them from financial concerns, or...
Smartly increase your funds with savvy investments.
Principal Protection
Guarantees that your account balance is protected against market downturns. Peace of mind is the way of your financial security
8% Roll-Up Rate
Compound it for the next 10 years or capped at 10% whichever is greater.
Tax Deffered
Allows your interest to grow without being taxed until you make a withdrawal. This enables your account to compound and grow more quickly.
Maximize Gain
When the market rises with returns capped at 10% while your principal is protected
20% Bonus
When opening an account. For example, if you open your Index Annuity account with $100K, you will get a 20% ($20K) add onto your account for a total of $120K to begin with.
Roll Over 401K
You can easily transfer your 401K, Roth IRA, 403b, etc...
Secure your future with our Index Annuity – where your income blooms by a guaranteed 8% each year, up to a 10%, for a decade. Ideal for riding the market's highs and sidestepping its lows – it's like winning at blackjack, minus any gamble. Embrace the power to boost your gains, backed by the assurance of market defense.
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